By: Jeffrey Greenfeld, CFP®, RIS, EPC

Senior Wealth Advisor, iA Private Wealth Inc.;
Insurance Advisor*, Greenfeld Financial Management

Dear , In this edition:

1. Health Care After Retirement

2. Making Financial Literacy Fun for Kids

3. Canada Dental Care Plan

4. We Want to Hear from You!

Does Your Group Health Plan Follow You
Into Retirement?
~ Manulife Health & Dental Plans have you covered!

If you are getting close to retirement and your group health coverage is about to expire, don’t fret. There are several options available to you to ensure you continue to have your prescriptions covered as well as physio and even dental.

Health & Dental Insurance Plans from Manulife can help fill in those gaps in coverage after you finish working. Many coverage options and benefits are available, so you can select the package that offers the benefits best suited for you and the ones you love. Plans cover common expenses like prescriptions, dental care, vision, massage therapy, and more.

But what if you have pre-existing conditions like high blood pressure or thyroid issues? Luckily Manulife’s FollowMe™ plan ensures you continue to get covered as long as you apply within 90 days of leaving your job.

Read my blog to learn how Ross and Alison found a plan that worked for them...or...click on the link below to learn about all of the plans you can choose from!

Making Financial Literacy Fun for Kids!

Interview #10 - With FiscalKids.com

Jeff: This month I sat down with Karmel Leor Greenfeld from FiscalKids.com. Karmel strongly believes that empowering children with financial literacy tools is critical to their financial wellness as adults. I agree! Welcome, Karmel. Can you provide me with a brief overview of what Fiscal Kids is all about?

Karmel: Fiscal Kids is a curriculum created to make sure that all children leave high school with the tools necessary to powerfully manage their financial well-being in life. Fiscal Kids provides them with the information required to stay out of debt, spend money on needs instead of wants, save, and invest for their future. It reshapes how people view the flow of money and explains to kids that they can be successful no matter what job they choose to do in the future.

Jeff: What inspired you to create this business?

Karmel: After spending years as a financial news producer in New York City, then working as a start-up business development executive during the dot com boom, and then business coaching for two decades, I became aware that most of the adult population has no idea how to successfully structure their financial lives.  No matter how educated people were, be they surgeons, chiropractors, teachers, or business executives, nobody understood the concept of creating passive income for themselves. It occurred to me that these lessons need to be taught in school, from a very young age. I got frustrated seeing that the only way to learn about saving and investing, good debt and bad debt, was through trial and error.

Want to learn more about how your children or grandchildren can increase their financial literacy? Click on the link below...

Canada Dental Care Plan

~ Seniors 72 and older are now eligible to apply!

The Government of Canada has launched its Canada Dental Care Plan (CDCP) and the application process will open in phases.

Letters including a personalized application code and instructions on how to apply are now being sent to seniors 72 and over in phases. Invitation letters will be sent out in phases. All letters are expected to be delivered by the end of March 2024. These letters will be sent to the address you used in your 2022 tax return and only if you have an adjusted family net income of less than $90,000. If you have not filed your 2022 taxes, you may not receive a letter in the mail. If your address is out of date, you should contact the Canada Revenue Agency to update your file.

Seniors aged 65 to 69 will be eligible to apply online in May. More information on how to apply online will be available at a later date on the Service Canada website.

We want to hear from you!

What are you interested in learning about?

We have also spent 5 years keeping you informed and updated with financial news and topics through our monthly WealthBuzz and quarterly WealthReport. We are happy that they have been so well received.

For us to keep relevant, please let us know what you would like to read more about in 2024 by clicking on the link below.

This information has been prepared Jeffrey Greenfeld who is a Senior Wealth Advisor for iA Private Wealth Inc. and does not necessarily reflect the opinion of iA Private Wealth. The information contained in this newsletter comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any of the securities mentioned. The information contained herein may not apply to all types of investors. The Investment Advisor can open accounts only in the provinces in which they are registered. iA Private Wealth Inc. is a member of the Canadian Investor Protection Fund and the Canadian Investment Regulatory Organization. iA Private Wealth is a trademark and business name under which iA Private Wealth Inc. operates. *Insurance products and services are offered through Greenfeld Financial Management, an independent and separate company from iA Private Wealth Inc. Only products and services offered through iA Private Wealth Inc. are covered by the Canadian Investor Protection Fund.

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